Members enrolled in the Dave Ramsey Financial Peace University program at Immaculate Conception Church have begun the process of learning how to manage their finances God's way. Baby step one is $1000 in a "starter" emergency fund. Those who have already achieved this step wrote their names on a "$1000" bill and put it on the board. Congratulations!
Now they are working on doing a full-fledged budget where every dollar that comes in is spent on paper before the month begins. This is a practice that will continue every month not only throughout the rest of this course, but for the rest of their lives. Doing a monthly budget is the "key" to winning financially! As Dave quotes, "if you don't tell your money where to go, you will wonder where it went"!
Next week is the big getting out of debt lesson. This week we will get fired up to make things happen to change our family tree!!